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What this means for the prepayment: Since that $300 prepayment is made on March 20 th , it will be considered as a portion of your required monthly payment for the billing cycle ending on March 30 th .
Put another way, what you think is an excellent prepayment on the March 20 th , won’t be used up against the higher-desire financing earliest.
What this means for the needed monthly payment: Your $1,100 required monthly auto-payment will still be made on March 30 th .
Once the $300 fee you made towards February 20 th was considered part of your needed payment toward asking cycle stop into March 30th, Simply $600 of one’s car-percentage is utilized to fulfill all of those other dominant part of the expected percentage ($900 shorter the latest $3 hundred you already paid).
That it ask you for money.